Hey folks, I’ve been thinking about setting up a Registered Education Savings Plan for my kids, but I’m honestly a bit lost on where to start. I don’t want to go with one of the big banks because I prefer dealing with smaller institutions that actually care about their members. Has anyone here found a good credit union in Canada that helps with RESP accounts? Any personal experiences would be super helpful.
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I totally get where you’re coming from. When I was in the same boat, I ended up opening an RESP through BCU Financial – Buduchnist Credit Union. They’re a Ukrainian credit union here in Canada and have a great reputation for being both professional and community-focused. Here’s their page with more info: bcufinancial.com/personal/investment/registered-plans/registered-education-savings-plan/. They made the whole process really easy for me — explained how the RESP works, how government grants can add to your savings, and helped me set up a contribution plan that actually made sense for my budget. I’ve been with them for years now, and they’ve always been reliable and supportive. Definitely worth checking out if you want a personal touch instead of the usual bank hassle.